The Process

How It Works

Persist Infotech is a connector service, not a lender. Here's exactly how we help you find a lending partner.

Our Role

We're a Connector, Not a Lender

Persist Infotech does not make loans, does not set loan terms, and does not make credit decisions. We are a referral service that submits your request to a network of participating licensed lenders who then independently decide whether to extend an offer.

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Step 01

Complete the Request Form

Fill in our short, secure online form. You'll provide your desired loan amount (between $200 and $5,000), basic personal information, your US state, and your loan purpose. The form typically takes under two minutes to complete.

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Step 02

Your Request is Processed

Your information is securely transmitted to participating lenders in our network. Lenders may perform credit checks through Experian, Equifax, and/or TransUnion to assess your eligibility. Submitting the form authorizes this process.

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Step 03

Receive a Lender Offer (If Available)

If a participating lender is willing to extend an offer, you will receive their loan terms directly. Note: submitting a request does not guarantee you will receive an offer, and not all lenders can offer the maximum $5,000 amount.

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Step 04

Review Your Offer Carefully

Read all terms, interest rates, fees, and repayment schedules provided by the lender before accepting. If you have any questions about a specific loan offer, contact the lender directly — we are not involved in the loan agreement itself.

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Step 05

Funds Are Transferred

Upon accepting a lender's offer and completing the lender's own documentation process, funds are transferred to you according to that lender's timeline and policies. Transfer times vary depending on the lender and your financial institution.

Credit Checks

Understanding Credit Checks

By submitting a request through our platform, you authorize participating lenders to verify your creditworthiness. Checks may be performed through any or all of the three major credit bureaus:

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Experian

One of the three major US credit reporting agencies.

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Equifax

A leading credit reporting agency used by lenders nationwide.

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TransUnion

Another major bureau reporting consumer credit data.

Questions

Frequently Asked Questions

Is Persist Infotech a lender?

No. Persist Infotech is a connector service. We do not make loans, set loan terms, or participate in credit decisions. We match your request with our network of licensed third-party lending partners.

Does submitting a request guarantee a loan?

No. Submitting a request through our website does not guarantee that you will receive a loan offer or an offer you are satisfied with. Lenders independently determine eligibility.

Is the service available in my state?

Not all lenders from our network operate in all US states. Residents of some states may not be eligible for loan products due to state legislation. You will be informed of any limitations when you select your state.

Who should I contact about my loan?

If you have questions about your loan, please contact your lender directly. Persist Infotech is not a party to the loan agreement and cannot assist with loan-specific questions.

Is my personal information shared?

Yes. This website collects personal information and transfers it to third-party lending partners for the purpose of matching you with loan offers. Please review our Privacy Policy for full details.

Ready to Find a Lender?

Start your free request today. No obligation. Review any offer at your own pace.